9 Cheapest And Safest Place To Live In Florida

The Villages is the safest and cheapest place to live in Florida in Sumter and Marion countries. It is the fastest-growing metropolitan statistical area in the country.

The average cost of living in The Village is 6% lower than of national average. In The Villages, the median household income in 2021 was $67,239, while the unemployment rate is 5.8% as of May 2021, higher than Florida's 4.9% rate and on par with the 5.8% national rate for the United States.

The Villages took the top spot with cheap living, low crime rates, excellent job prospects, and other amenities. The city also provides various entertaining activities like golf coast, museums, polo stadiums, water sports, and more.

It also provides plenty of healthcare facilities, including AdventHealth, The Villages Regional Hospital, and The Villages Center for Health. The place is a collection of quaint retirement neighborhoods.

• Population: 76,415
• Crimes Rate: 46% lower than the national average

Cape Coral, also known as Waterfront Wonderland, is located in Lee County, boarded in the South and east by Callosahatchee River. It is ranked as the 130th most populated city in the United States.

The safest city in Florida Cape Coral has a crime rate of 12 per 1,000 residents. According to FBI crime data, your chance of becoming a victim of crime in Cape Coral is 1 in 84.

The average cost of living in Cape Coral is 9% higher than the national average, 12% below the cost of living in Miami Florida. The average annual household income is $84,169.

Along Pine Island Road, HCA Florida opened a 24-hour freestanding emergency room. At the intersection of NE Pine Island Road and Pondella Road, a 40-bed inpatient rehabilitation hospital built by Encompass Health opened in 2022.

• Population: 935,000
• Crimes Rate: 49% lower than the national average

Although the downtown Dunedin area is much more expensive, the outskirts of Dunedin is one of the cheapest areas to live in Florida. There are a lot of affordable houses for rent.

Dunedin is the best place to live in Florida, with various service rates lower than the state and national services. The place is also packed with outdoor recreational activities.

The average cost of living in Dunedin is 3% lower than the national average, while the average annual household income in Dunedin is $75,682.

Rent for a studio with a bedroom can be found for less than $1200 a month. Living in Dunedin will cost between $200 and $2500 per month. This is one of the reasons for being one of the cheapest places to live near Florida Beach.

• Population: 135,700
• Crime Rates: 50% lower than the national average

Tavares is one of the fastest-growing cities in Florida. Its 10 years of job growth overlook is the strongest and is expected to grow 51% compared to the national average of 33%.

It is the cheapest places to rent in Florida, with a low average rent of $944 a month to $3,406. Living in Tavares offers residents a sparse suburban feel.

Tavares cost of living is 7% lower than the national average, while the average home price is around $203,000. However, its grocery prices are 3% higher than the national average.

Meanwhile, the city provides a wide range of entertainment for all ages. The nature scene in Tavares is outstanding. The town is between 3 major lakes, and parks are all around the water.

• Population: 20,982
• Crimes Rate: 42% lower than the national average

Milton is a city in the Sanda Rosa Country located on the panhandle just 30 minutes from Pensacola. The place offers one of the best income-to-home price ratios in Florida.

The city community balances a low cost of living with low crime and good job prospects. Milton's overall crime rate was 4,868 incidents per 100,000 population, which is significantly lower compared to other cities in Florida.

Milton housing expenses are 9% lower than the national average, and the utility prices are 17% higher than the national average. Transportation expenses like bus fares and gas prices are 9%, while grocery prices are 2% lower than the national average.

The place ranks well in a combination of factors and diversity and has something for everyone. It is surrounded by the Niagara Escarpment, parks, and local conservation areas, offering endless year-round recreation opportunities.

• Population: 11,018
• Crimes Rate: 48% lower than the national average

Satellite Beach is a coastal city in Brevard Country and is located to the east of the Atlantic Ocean and the Indian River to the west. It is also a part of the Plam Bay Melbourne-Titusville Metropolitan Statistical Area.

The area around Satellite Beach is less populated, and the violent crime rate is very low compared to other cities in Florida.

Satellite Beach Florida cost of living is 11% higher than the national average. A single adult's total cost of food, taxes, child care, transportation, housing, health care, and other necessities is around $33,980 a year.

Although the place has a higher cost of living, it is one of the safest places, with just 7 per 1,000 people. According to recent statistics, violent crime is 9.9, much lower than the US average of 22.7, and property crime is also low at 20.1 compared to the national average of 35.4.

• Population: 11,308
• Crimes Rate: 77% lower than the national average

Haines City is the 3rd most populated city in Polk Country. It is located within the Central Florida Highlands of the Atlantic coastal plain.

Haines City cost of living is 9% lower than the Florida average and 10% less than the national average. The total expenses of housing and other necessities for a single adult is $34,206 a year.

The city doesn't have a high living cost in Florida and is also the safest place, with a crime rate of 14 per one thousand population. The crime rate fell by more than 19% in 2021.

The ease of outdoor recreation is one of the things that makes a living in Haines City so wonderful. There are plenty of things to do in Haines City, including organized sports, fishing, swimming, hiking, and Universal Studios.

• Population: 33,364
• Crimes Rate: 29% lower than the national average

Edgewater is situated along the Indian River in Volusia Country. It runs parallel to the Indian River and is largely influenced by the water, which generates tourism, the main contributor to the city's economy.

The cost of living is 3% lower than the national average, which is in the top 16% of the most expensive cities in the world. The average one-bedroom apartment cost is approximately $1,064 per month.

However, the place is one of Florida safest city to live in, with an overall crime rate of 10 per 1000 residents. According to FBI crime data, your chance of becoming a victim of crime is 1 in 98.

Residents of Edgewater enjoy a suburban and rural mix, and most own their homes. In Edgewater, where many retirees reside, most people are conservative. Edgewater's public schools are better than average.

• Population: 14,925
• Crimes Rate: 52% lower than the national average

Jacksonville is the most populous city proper in the state and the largest city by area in the contiguous United States as of 2020. 

The cost of living in Jacksonville Florida is 7% lower than the state average and 6% lower than the national average. The single-person estimated expenses in the city is $2,868 for a month.

Although it is one of the cheapest places to live in, it has a quite higher crime rate of 34 per one thousand residents. But considering all the good amenities that that place offers, Jacksonville has fallen under 9th place for the best cheap and safe place to live in Florida.

• Population: 1,330,000
• Crimes Rate: 34 per one thousand residents